Underwriting

Every organization is unique, and so are their risk management challenges. Our team partners with clients to understand their business and risk profiles, and we work to match our clients’ needs with the right insurance risk solution.

Since its founding in 2010, UPMC WorkPartners has risen to become one of the top 25 ranked workers’ compensation insurers out of 130 in Pennsylvania. Using aggressive cost-containment, claims management, medical management, and loss control strategies, we help return employees to work faster and save more money for customers than our competitors. Our highly effective strategies contribute to an overall customer satisfaction rate of 92 percent.

We offer a comprehensive risk appetite with a variety of programs to provide a wide range of solutions. Our underwriting appetite includes:

Social Services
  • Residential care facilities
  • Retirement or life care community
  • Social rehabilitation facility
  • Nursing convalescent home
  • Sheltered workshop
  • YMCA or YWCA
  • Early intervention
  • Intermediate units
  • Schools for children with disabilities
Health Care
  • Residential care facility
  • Home health care
  • Hospitals
Professional
  • Engineering or consulting firms
  • Law firms
  • Doctors
  • Veterinarians
  • Accounting or auditing firms
Metalworking
  • Steel fabrication and plate work
  • Die casting manufacturing
  • Precision machined parts
  • Tool, spring and wire goods manufacturing
Retail
  • Grocery store
  • Department store
  • Clothing store
  • Bakery
  • Florist
  • Pharmacy
  • Various specialty stores
Wholesale
  • Beverage distributor
  • Lumber and building material dealer
  • Plumbing and electrical supplies dealer
  • Fruit and/or vegetable dealer
Service
  • Printing, copying, or duplicating service
  • Paper shredding
  • Janitorial and building services
  • Appliance repair
  • Office machinery repair
  • Mailing or addressing company
Woodworking
  • Carpentry – shop only
  • Cabinet works
  • Furniture assembly and manufacturing
Automotive
  • Repair garage – mechanical or body
  • Gas station
  • Auto dealer and auto auction
  • Parts store
Food Products
  • Food sundries manufacturing
  • Bakery
  • Candy manufacturing
  • Brewery and beverage manufacturing
  • Dairy products manufacturing
  • Preserving or canning of food
Manufacturing
  • Plastic and rubber goods
  • Paper and paper products
  • Rolling mill
  • Forging
  • Apparel
  • Textile products
  • Corrugated box manufacturing
  • Pottery
  • Glass and glassware
  • Hardware manufacturing
  • Jewelry manufacturing
  • Electrical component and motor manufacturing
  • Industrial controls or systems
Other
  • Golf, yacht, and social clubs
  • Churches
  • Colleges and schools

Affinity Programs

Workers' Compensation Programs

UPMC WorkPartners offers options for brokers and insureds through our standard and preferred companies and insurance programs.

  • Companies:
    • UPMC Health Benefits, Inc. (Standard Company)
    • UPMC Work Alliance, Inc. (Preferred Company)
  • Guaranteed Cost
  • Loss Sensitive
    • Small Deductible ($1,000/$5,000/$10,000)
    • Large Deductible ($25,000 - $1,000,000)
Learn More About Our Workers’ Compensation Services

This website describes general services available from UPMC WorkPartners, and is not intended to provide employee benefits, tax, or legal advice. If you have questions regarding any of the integrated health and productivity solutions described on this site, UPMC WorkPartners recommends that you consult with your benefits, tax, and/or legal advisors.

Copyright 2017.

UPMC WorkPartners

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